Skeleton man with an axe chases girl into a burning house

[gossamer]

 Hey, I remember seeing this horror film as a kid that really scared the hell out of me one night when I was home alone. I always wanted to see it again because my memories from it seem so over the top.

 If I remember correctly, the movie is in several parts, these girls are sitting in a circle telling each other horror stories. The first one is about one of the girls being chased by big black dogs in an urban surrounding. Another story had a man with an axe in a basement (?) or parking lot area. This part could be wrong, but what follows is the girls realise that something fishy/scary is going on in the place where they are (sorry this is really vague). In the last scene that I remember, a skeleton with an axe is chasing one of the girls, she runs into a house that is on fire. Then she looks through a door at the staircase, and hears the sound of something falling down the stairs. It's another girl's severed head (her sister's?). But the head isn't quite dead and says something along the lines of 'help me' (?)

 These scenes sound really silly but I can still picture them quite vividly in my head. Does this film ring any bells to anyone? I saw it in the mid-90s, and the film looked like it could have been done in the 80s or early 90s!

Thanks for you help!!

[Rayo Casablanca]

This is probably AFTER MIDNIGHT (89) http://www.imdb.com/title/tt0096769/

[gossamer]

 That's the one, thank you!!

 I never found out what happens after that scene with the head falling down the staircase, I got so scared that I had to turn the TV off :D