Literally remember only one moment from this horror so it can possibly be a part of some anthology or series.
There was a couple making out in some dark place and the girl was on top. Then this yellow/orange ghost that looks like a skeleton comes out of girl's body and floating above them and we see what's happening from its point of view. After few seconds the ghost comes back into the body. The girl was alive the whole time.
Maybe someone recognise this?